My auto insurance just renewed, and it went up again! It seems like every time I turn around insurance fees are getting higher and higher. What can be done about this? I’ve heard time and time again that you should shop around for car insurance. If you have to but don’t know why or haven’t, follow along for why it’s good advice.
The biggest reason to shop for auto insurance is that prices vary by company. Each company has Read more [...]
The stock market is a scary place. We have all started from the bottom, and some of us have yet to start because the idea of putting our money in the stock market seems monumental. Most of us don’t understand what the market is, how it works, and how we can make a return on our investment.
One way to know more about the market is by using consumer-friendly investment services and looking for market insights. Here are a few places to get free market insights today.
Stocktwits Read more [...]
Tax season is among us. Most people have gathered and submitted theirs, but not everyone has! I am still in the information-gathering stage, and it’s already becoming overwhelming! Wondering if I should do them myself or not got me thinking, when should you hire a tax professional?
Lack Of Time
The reason most people hire tax professionals is that they don’t have time to do it themselves! That is where I fall. I have so much going on with work that Read more [...]
Credit is important whether you think it is or not. Having good credit can mean the difference between a great loan and a subpar one. It's necessary if you want to purchase a house or car, get a business loan, access credit card offers, and more. The credit score attached to your name lets lenders know if you are financially stable and how risky it is to lend to you.
It can be a great wealth-building tool or a burden. If you're looking to fix your credit, you are going to need access to your credit Read more [...]
Just recently, I was very ill. I came down with a sickness and was out of work for about a week. I lost a lot of money during that time, but I had peace of mind. In situations like this, a lot of people would be frantic about how they’re going to pay their bills or just worried about how missing a few days of work could put them in a financial bind. I think one reason why this was not my scenario is that there is a peacefulness in having savings. Here’s why:
Missing Read more [...]
Tis' the season to catch an illness. It seems like every week, more and more people are coming down with something. From the stomach bug, Covid, and other illnesses, people have been going through it. It has not escaped my household, as I've had a slight cold for three days. All this sickness got me thinking about protecting your finances by staying healthy. Here are my thoughts.
How Much Illness Costs You
Being sick can cost you in several ways. Read more [...]
Homeownership is a beautiful thing. This is especially true when you get your first home. A lot of planning, effort, and money goes into making such a big decision. There are lots of things to think about when making such a purchase. Most people are mainly thinking, “how am I gonna pay for this?” You may also consider what kind of house you want and which neighborhood you want to live in. Those are the general things that everyone thinks about, but homeownership is so much more than that. There Read more [...]
Money is important in our lives. It's not everything, but money does make a difference. How much of it we have and how we manage it essentially details what kind of livelihood we will have or be able to maintain! When it comes to learning about money, some people have good habits and some bad. The one important thing that everybody needs to learn is the value of a dollar. That has been a major theme in my life this week. If you want to start young teaching your kids, here are some tips.
Teach Read more [...]
We have a lot of financial obligations. Not only do we have obligations to ensure we have a roof over our heads and food in our tummies, but there’s so much more. One major financial responsibility includes healthcare. While many people get insurance through their jobs, not everyone does. For those who don't, there are ways to get cheap healthcare. If you’re looking for more ways to get affordable healthcare or more affordable healthcare options, follow along.
If Read more [...]
Congratulations! You made it to the new year. It has already been an amazing start for me, and I hope it has been one for you. Along with manifesting my dreams and goals, I’ve been working to engage more on social media platforms and reach my money goals. I hope to do that by engaging in a savings challenge for the new year. What do you think about that? If you’re interested, here are a few saving challenges for the new year to consider.
The 52-Week Read more [...]