Stop Keeping Up With The Jones

Have you ever heard of the quote, "comparison is the thief of joy,"? I’ve heard it, seen it, and lived it. It’s no fun to compare your position to others. We are all on different paths in our lives, thriving and surviving in different environments. There’s no way that the majority of us could even begin to understand the complexities of everyone’s life around us. When it comes to our positions in life, where we see ourselves, and where we want to go, we often try to keep up with the Joneses. Read more [...]

Ask For A Promotion

I did something scary today, and it’s something that you probably should do too. When you work hard, you want to be recognized. Not only do you want recognition from your team and higher-ups, but you also want more responsibilities and a higher paycheck. Asking for those things can be scary, but I conquered that fear today, and in the future, you can too. Follow along for more information on how to ask for a promotion in the workplace.  https://www.youtube.com/watch?v=q4woVK1hvXY What I Did A Read more [...]

Interest Rates Are Rising

Check those savings accounts right now! Over the last few years, we’ve had a tumultuous time in the financial sector. Investments have dropped, savings interest rates have dropped, and in general, a lot of people have experienced financial hardships. These hardships range from missed mortgage payments, defaulting on loans, losing jobs, and being unemployed. Many have been trying to regain their financial foothold. Today, times are changing, and interest rates are rising. If you have a savings account, Read more [...]

Consider These Side Hustles, Today!

Who doesn’t love extra money, 'cause I know I do? I’m always trying to think of new ways I can add money to my bank account. I have thought of several ideas, although my follow-through is trash. If you’re looking for some new ways to earn money and have that get-up-and-go attitude, consider these side hustles today! Bar Cart Rental A bar rental business setup is a great way to earn extra income. For the most part, the items that you need are one-time purchases. You may need extra glassware, Read more [...]

Shopping problem, quit today! 

Who doesn’t love to shop? I know I do, and those around me do as well. But at what point do we find ourselves shopping too much, spending too much money, and blowing our budgets? Do you spend money on clothes and other products in excess every month? If you do, listen up! If you have a shopping problem, quit today with the information below. https://m.youtube.com/watch?v=_qWHJ29-s4U Unsubscribe If you like shopping online or learning about the new sales through your email or text messages, Read more [...]

What Can You Do About Rising Rent?

Rent is getting ridiculous right now, with prices soaring just as fast as interest rates and housing prices. Rent has always risen when it was time to renew, but I only remember mine going up by about $50 a year. Now landlords are going way up, renewing homes and apartments more than $300 above the current rate. While some people can pay, that puts a lot of low-income earners at risk of losing their homes. In the last couple of weeks, several people have told me their rent has risen. They don’t Read more [...]

Start Your Emergency Fund Now!

Not everyone is into saving, and that is ok. Not everything is for everyone at the stage of their lives they are in today. However, no matter what financial goals you have in place, you need to be prepared for the worst. Anything can happen at any moment. Most things are slight inconveniences, and some come with hefty payments. Even if you don't have a savings account for retirement, you need an emergency one. If you don't have one, this is your sign to start your emergency fund NOW! https://www.youtube.com/watch?v=UA-vNBSC8zI Setting Read more [...]

Unpaid Credit Cards, Now What?

If you've missed a credit card payment, your head is probably spinning with all the questions and concerns running through it. What will happen to my credit score? Will my creditors sue? Will I go to jail? Relax. While missing a payment is not ideal, it's not the end of the world. In this blog post, we'll discuss what happens with unpaid credit cards and what you can do to get back on track. https://www.youtube.com/watch?v=49UYv7-t-OU What Are The Consequences of A Missed Payment? If you have Read more [...]

Should You Be Saving or Investing Right Now?

We had a bull run for over nine years. The start of the pandemic was a buying opportunity. If you had bought back in March 2020, you would be sitting on a gold mine just a year ago. As time passed, things began changing. With uncertainty in the market, oil problems, and the coronavirus lingering, we have seen things get bad. The housing market and inflation are at an all-time high, and interest rates are dismal. With all that being said, is it a time to be saving or investing right now? Follow along Read more [...]

When Should You Touch Your Savings?

Completing a savings goal or just funding your savings does not happen overnight. It's a process that can take years. There’s usually an end goal in mind, and those goals are typically long-term. Sometimes when you see those savings racked up, you get antsy and want to use them. At what point do you dip into the savings? Do you go into them before you’ve met your goal amount, before funding your projects or ventures the money is set aside to be used for, or can you ever use them before that time? Read more [...]