Author Archives: Erin

Home Projects to Avoid Falling into Debt

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Have you been considering some home remodeling projects but want to choose something that will help you avoid falling into debt? You don't want to begin a project that costs more than you can afford. On the other hand, you want to pick a renovation that will protect your investment in your property and your future. Discover some affordable home improvements you can make without breaking the bank while keeping your house in good shape for years. Add a New Front Door Could you add a new front Read more [...]

How to Budget for Pet Ownership

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Pets can bring plenty of joy and companionship to your life, but they also come with a cost. The money you spend on your pet can add up quickly, from food and toys to veterinary care and grooming. However, with some planning and budgeting, you can ensure you can afford to give your furry friend the best care and home possible. Explore some tips and tricks for budgeting for a pet, including how to estimate costs, where to find deals, and how to prioritize spending. Do Your Research Before you go Read more [...]

Preparing for Major Expenses

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Large financial hurdles are often a part of life. It can be overwhelmingly stressful when you're not properly prepared for them. Families may have to do without to budget for a financial crisis. You can discover that you cannot afford something you want, such as your dream wedding. However, these tips will help ensure that you're always prepared for major expenses. Save Ahead for Emergencies Emergencies happen to everyone. This may be as small as a flat tire or as big as the washer going out. Read more [...]

6 Ways to Fight Debt and Lower Your Medical Bills

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Medical debt can be extremely stressful to deal with, especially because it comes at a time when you need to be recovering. The good news is that there are a few ways you can go about lowering your medical bills and reducing your medical debt. 1. Get on a Budget One of the best ways to get control of your debt is to create a budget. When you know where your money is going, it's easier to make adjustments to ensure that you're making debt payments a priority. If you're not sure how to get started, Read more [...]

5 Things to Know Before Starting or Investing in a Plumbing Business

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You may be one of the people who are attracted by the prospects of being your own boss and you're in the plumbing industry. As such, you've probably considered investing in a plumbing business or starting one of your own. It's a good step to take, but there's some important information that you ought to know before you take the leap. Read on to see five things you must know before you start a plumbing business or invest in one. 1. Set Goals The first thing that you need to do is to set goals. Think Read more [...]

How Your Business Can Invest More and Have Less Debt

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When running a business, it's essential to start investing in your company to encourage growth and success. However, many new business owners might be unaware of how they can begin investing in their company with so much debt. Below are some tips that can help you invest in your company instead of dealing with debt. Know When to File For Bankruptcy Sometimes the best decision for your business is to file for bankruptcy. Under Chapter 7 bankruptcy debts like credit card balances, medical bills, Read more [...]

6 Ways to Lower Your Internet Bill

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Many people are constantly looking for ways to save money. Perhaps you have developed a budget that you intend to rely on. If you are looking for ways to save money, you may be overlooking your internet bill. Here's a look at different ways that you can lower your internet bill. 1. Lower Your Internet Speed There's a possibility that you are paying for more internet data than you should. Consider reducing your RAM. If you free up room on your computer by reducing your RAM, you can reduce your internet Read more [...]

Dangerous Jobs That Aren’t Worth the High Pay

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The type of job you get can have a major impact on your finances. However, some jobs can be very dangerous. Out of the 144.8 million emergency room visits in the United States each year, about 20% are due to an injury. Many of these injuries happen on the job. No matter how well they pay, some jobs are too dangerous to be worth it. Here are some jobs you'll want to keep away from. Professional Athlete Becoming a professional athlete is the dream of many people. You'll never need to worry about Read more [...]

3 Side Hustles That Aren’t Worth the Extra Cash

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Making an extra dollar is one of the best decisions, but it also depends on the miles you are willing to go to make that additional income. Side hustles are a great choice, but you must know what you involve yourself in to ensure you are on the safe side. Hustling on the side can be beneficial and dangerous, depending on the activities you indulge in. Therefore, it is critical to understand some side businesses that are not worth investing in to ensure you get a clear picture of the paths to avoid.   1. Read more [...]

Don’t Invest in What You Don’t Need

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From clothes to cars, it seems like you are constantly being bombarded with messages about what you should buy. While it's important to invest in quality items that will last, it's just as important not to fall into the trap of buying things you don't need. Just because something is trendy or comes with a hefty price tag doesn't mean it's a wise investment. Before spending your hard-earned money, you should ask yourself a few questions. 1. Do You Really Need This? The first question you should Read more [...]