Protecting Your Finances By Staying Healthy

Tis' the season to catch an illness. It seems like every week, more and more people are coming down with something. From the stomach bug, Covid, and other illnesses, people have been going through it. It has not escaped my household, as I've had a slight cold for three days. All this sickness got me thinking about protecting your finances by staying healthy. Here are my thoughts. https://www.youtube.com/watch?v=nG5_SOtscTk How Much Illness Costs You Being sick can cost you in several ways. Read more [...]

Homeownership Blues

Homeownership is a beautiful thing. This is especially true when you get your first home. A lot of planning, effort, and money goes into making such a big decision. There are lots of things to think about when making such a purchase. Most people are mainly thinking, “how am I gonna pay for this?” You may also consider what kind of house you want and which neighborhood you want to live in. Those are the general things that everyone thinks about, but homeownership is so much more than that. There Read more [...]

The Value Of A Dollar

Money is important in our lives. It's not everything, but money does make a difference. How much of it we have and how we manage it essentially details what kind of livelihood we will have or be able to maintain! When it comes to learning about money, some people have good habits and some bad. The one important thing that everybody needs to learn is the value of a dollar. That has been a major theme in my life this week. If you want to start young teaching your kids, here are some tips. https://www.youtube.com/watch?v=JH77om-iQnc Teach Read more [...]

Affordable Healthcare Options

We have a lot of financial obligations. Not only do we have obligations to ensure we have a roof over our heads and food in our tummies, but there’s so much more. One major financial responsibility includes healthcare. While many people get insurance through their jobs, not everyone does. For those who don't, there are ways to get cheap healthcare. If you’re looking for more ways to get affordable healthcare or more affordable healthcare options, follow along. Marketplace Insurance If Read more [...]

Savings Challenge For The New Year

Congratulations! You made it to the new year. It has already been an amazing start for me, and I hope it has been one for you. Along with manifesting my dreams and goals, I’ve been working to engage more on social media platforms and reach my money goals. I hope to do that by engaging in a savings challenge for the new year. What do you think about that? If you’re interested, here are a few saving challenges for the new year to consider. https://www.youtube.com/watch?v=LNLUztoQv5M The 52-Week Read more [...]

Paying for Peace Of Mind

We talk all the time about how we can save money on here. We seldom discuss how to spend it to make our lives easier. That's about to change. Going into the new year, self-care is going to be a major factor in my life. I already have a gym membership that has been well worth the money, but what else? This year I am going to be paying for peace of mind. Here's how I am going to do it and how much I'll spend: https://www.youtube.com/watch?v=EujAQFERkQY House Cleaner This seems like a budget killer, Read more [...]

Should You Splurge On Expensive Gifts?

Christmas is just four days away. I know some of you are still shopping for the perfect gifts. There are many types of gifts to consider at many diffrent price points. But some of you may be wondering whether or not you should splurge on expensive gifts. If that's a question in your mind, keep reading. https://www.youtube.com/watch?v=GkNMGjWD_jM Are You Financially Strapped? When deciding what to buy, consult your bank account. If you are financially strapped, splurging on expensive Christmas Read more [...]

New Goals For A New Year

Christmas is a little over a week away. I’m excited, just like everyone else I know. And while we’re celebrating with Christmas cheer, a new year is also about to be among us. With every new year, we should be establishing new goals and a new outlook for the upcoming year. If you're having a hard time deciding on new goals for a new year, here are a few to consider. https://www.youtube.com/watch?v=TDUUz-UstSQ Financial Goals Money is important whether we like to think it is or not. It doesn’t Read more [...]

Getting A Windfall While in Debt?

Are you in debt? Have you experienced some financial hardships lately that got you down, but you’re on the right track to getting there? Are you also expecting a windfall? If you are, here are a few things that you should and shouldn’t do when getting a windfall while In debt. https://www.youtube.com/watch?time_continue=1&v=3Ax8efsb3ho&feature=emb_logo Spend It There are a lot of people with the mindset that when they get money, they should spend it. It’s a common thing to do, Read more [...]

Financial Topics That Should Be Covered In school

Children are smart. They are exposed to more and more things that we did not worry about as children. One of those things is finances. It is more important than ever for a child to have a good financial mindset by the time they exit high school and enter college. The more financially savvy they are, the less of a chance they will incur large amounts of debt and the more likely they are to lead a more financially secure life. Here are a few financial topics that should be covered in school to help Read more [...]