New Year, New Goals

As you know, every year is time for refreshed goals. It's like a refresh on your life. Whatever you didn't get to accomplish the previous year, you can work on this year. You can also set new goals or reimagine your life. If you know me, I always create a yearly plan for what's to come financially in my life. When it comes to the new year, new goals, find out how I did last year and what Im planning for this year. How Did I Do Last Year? Last year Read more [...]

What Happens to Unpaid Credit Card Debt if You Move Abroad?

Debt can weigh you down. While it's a heavy burden at times, there are only a few ways to get rid of it. Some people opt to pay off the debt, while others let it go into collections. If it gets to be too much, people may even opt for bankruptcy, although it's a last resort. Are there other ways to abscond from paying? Some have tried moving abroad with unpaid credit card debt. In such cases, what happens to the debt? Follow along to find out. What Read more [...]

Should You Splurge On Vacation?

I love taking vacations. It's just what I need after a few weeks of grinding hard at my job and side hustle. A trip per month is what I need, although it doesn't always happen. When I go on vacation, I like to plan it out in advance and try to keep costs down, but do you always have to stick to a narrow budget, or is it ok to splurge on a vacation? My Take I recently came back from a weekend trip to Vegas. I did get a great rate on a room at the Harrah's hotel Read more [...]

Christmas Mistakes To Avoid

Christmas is less than two weeks away, and I can honestly say that I have gone crazy this year. I will say that I don’t have a budget because most of my things are automated and I didn’t go above my means, but I’ve spent the most this year than I ever have. Normally, I opt for coupons and deals to find luxe products at a reduced cost. This time I didn’t do that at all. I got people what they wanted at whatever price it was at the time. I was ready to buy gifts so I can get shopping over with. Read more [...]

Financial Benefits of Not Owning a Smartphone

Smartphones are everything. We can’t go a moment without picking up our phones. We’re constantly browsing through social media, looking at things, engaging with our friends and families, and doing so much more. Most of us couldn’t imagine our lives without it. It’s literally our lifeline, but does it have to be? Are there financial benefits of not owning a smartphone? Let’s find out. Save You Money I will say if I didn’t have a smartphone, Read more [...]

How To Make Money on Airbnb Without Owning Property

Are you looking for a side hustle? Need a couple of extra dollars in your pocket? Whether you have a property or not, I have some information for you. Airbnb is one of the hottest short-term rental marketplaces out. While many people who use the site to rent out properties own them, you don’t have to. There are several ways you can make money on Airbnb without owning property. Follow along for more information now. Corporate Lease I know a few people who own Airbnb properties. One way they Read more [...]

Save Up For The Holidays

The holidays are right around the corner. Hopefully, you have saved some money and are ready to go. If you haven't, and are in a mad dash, sorry. It's tough out there and snagging deals can be even harder if you do not know where to look. While I am good to go, I'm jumping ahead to help you save up for the holidays next year. Follow along for information on where you can park your cash and maybe generate decent interest, as you prepare for the next holiday season. Blue Read more [...]

How To Control Your Spending With Trim

Do you have a budget? I know I don’t. While I’m pretty good about automating my finances to include debts and savings, I found it helpful to see where I could trim the fat on my spending. Being able to look at a snapshot of my monthly spending helped me see all the unnecessary expenditures I had. It allowed me to come up with saving goals and a plan to ensure I get my bills paid on time, have money saved for my future, and money to spend now on the things I want with no hesitation. Have you looked Read more [...]

Is It Ok to Splurge?

Life is hard. You get up every day, work hard, and go above and beyond to get everything you want. When you work so hard to meet your goals, sometimes you feel bad about rewarding yourself. At what point is it ok to splurge on yourself? Do you have to meet every goal you set for yourself, or do you treat yourself along the way? Personally, I say treat yourself especially for the reasons below. Are Your Finances In Order? Before splurging on yourself, Read more [...]