Category Archives: Frugal Living

Homeownership Blues

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Homeownership is a beautiful thing. This is especially true when you get your first home. A lot of planning, effort, and money goes into making such a big decision. There are lots of things to think about when making such a purchase. Most people are mainly thinking, “how am I gonna pay for this?” You may also consider what kind of house you want and which neighborhood you want to live in. Those are the general things that everyone thinks about, but homeownership is so much more than that. There Read more [...]

Affordable Healthcare Options

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We have a lot of financial obligations. Not only do we have obligations to ensure we have a roof over our heads and food in our tummies, but there’s so much more. One major financial responsibility includes healthcare. While many people get insurance through their jobs, not everyone does. For those who don't, there are ways to get cheap healthcare. If you’re looking for more ways to get affordable healthcare or more affordable healthcare options, follow along. Marketplace Insurance If Read more [...]

Paying for Peace Of Mind

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We talk all the time about how we can save money on here. We seldom discuss how to spend it to make our lives easier. That's about to change. Going into the new year, self-care is going to be a major factor in my life. I already have a gym membership that has been well worth the money, but what else? This year I am going to be paying for peace of mind. Here's how I am going to do it and how much I'll spend: https://www.youtube.com/watch?v=EujAQFERkQY House Cleaner This seems like a budget killer, Read more [...]

Should You Splurge On Expensive Gifts?

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Christmas is just four days away. I know some of you are still shopping for the perfect gifts. There are many types of gifts to consider at many diffrent price points. But some of you may be wondering whether or not you should splurge on expensive gifts. If that's a question in your mind, keep reading. https://www.youtube.com/watch?v=GkNMGjWD_jM Are You Financially Strapped? When deciding what to buy, consult your bank account. If you are financially strapped, splurging on expensive Christmas Read more [...]

New Goals For A New Year

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Christmas is a little over a week away. I’m excited, just like everyone else I know. And while we’re celebrating with Christmas cheer, a new year is also about to be among us. With every new year, we should be establishing new goals and a new outlook for the upcoming year. If you're having a hard time deciding on new goals for a new year, here are a few to consider. https://www.youtube.com/watch?v=TDUUz-UstSQ Financial Goals Money is important whether we like to think it is or not. It doesn’t Read more [...]

Financial Tips For The Holidays

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We have several more holidays that are up and coming. Next week is Thanksgiving, Christmas is in a month, and then there’s New Year’s. All these holidays bring families together to share experiences, gifts, and each other’s company. The holidays also mean spending a lot of money. If you’re trying to combat how much money you’re spending, and find alternative methods for doing so, follow along for financial tips for the holidays. https://www.youtube.com/watch?v=-9-sZj9nlWs Maintaining Read more [...]

Roll Back With These Thanksgiving Savings

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Thanksgiving is only three weeks away, and I know you guys are not ready. I have just settled on my menu, but I have absolutely nothing in my fridge. Shopping for the holidays can get expensive, so I know you all are looking for Thanksgiving meal deals. And lucky for you lots of stores are prepared. If you follow along, you’ll learn which stores are rolling back with these thanksgiving savings. https://www.youtube.com/watch?v=8ng_B33uVwo Aldi Aldi’s was all over the news a few days ago. Read more [...]

6 Ways to Fight Debt and Lower Your Medical Bills

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Medical debt can be extremely stressful to deal with, especially because it comes at a time when you need to be recovering. The good news is that there are a few ways you can go about lowering your medical bills and reducing your medical debt. 1. Get on a Budget One of the best ways to get control of your debt is to create a budget. When you know where your money is going, it's easier to make adjustments to ensure that you're making debt payments a priority. If you're not sure how to get started, Read more [...]

Consider These Side Hustles, Today!

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Who doesn’t love extra money, 'cause I know I do? I’m always trying to think of new ways I can add money to my bank account. I have thought of several ideas, although my follow-through is trash. If you’re looking for some new ways to earn money and have that get-up-and-go attitude, consider these side hustles today! Bar Cart Rental A bar rental business setup is a great way to earn extra income. For the most part, the items that you need are one-time purchases. You may need extra glassware, Read more [...]

What Can You Do About Rising Rent?

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Rent is getting ridiculous right now, with prices soaring just as fast as interest rates and housing prices. Rent has always risen when it was time to renew, but I only remember mine going up by about $50 a year. Now landlords are going way up, renewing homes and apartments more than $300 above the current rate. While some people can pay, that puts a lot of low-income earners at risk of losing their homes. In the last couple of weeks, several people have told me their rent has risen. They don’t Read more [...]