Can You Curb Overspending?

I am not a personal fan of having a budget. Instead, I typically set everything from bills to savings and investments on auto-draft. Whatever is left after my responsibilities are taken care of, I spend on whatever I want. However, with the use of credit cards and not actively checking my card balance, sometimes I overspend. If you frequently overspend and need some tips, here are a few ways to curb overspending. https://www.youtube.com/watch?v=g5CL6UU--Hk Set A Budget While I am not a personal Read more [...]

Feeling The Pinch of Price Hikes?

It seems like the cost of everything is going up lately. I can’t tell you how many times I look at something and think about how much cheaper it was a few years ago. It seems like overnight, things have just gotten more and more costly, but is there anything we can do about it? Are you guys feeling the pinch of price hikes? Find out how I’ve been affected and how I combat the hikes below. https://www.youtube.com/watch?v=b70u8rCj4lo My Thoughts Right now, I’m seeing things go up. I’m Read more [...]

10 Online Frugal Community You Should Follow Now

It's not always easy sticking to a plan to save money. There are just too many temptations to slip away from your goals. However, you can boost your chances of success with some good habits. For example, you can get the support of an online frugal community to help reduce the likelihood of slipping. There are some great ones out there for you to check out. How An Online Frugal Community Helps You There are, of course, many different types of online communities. Therefore, you'll have to figure Read more [...]

Natural and Cheap Appliance Stain Remover

Appliances, especially stainless steel appliances, do get dirty. You want to clean them so that they shine. However, you want to be gentle with them so that you don't scratch them. These natural and cheap appliance stain remover ideas will help you get the job done. 9 Natural and Cheap Appliance Stain Remover Ideas You can easily make natural and cheap appliance stain remover using products that you probably already have in your home. Here are nine good options from Smart House, Smart Living: 1. Read more [...]

Productive Activities That Don’t Cost Money

Sometimes it can feel like you have to spend money in order to be productive. However, there are actually so many different productive activities that don't cost money at all. This list will get you started with ideas to stay busy, enjoy life, progress personally and professionally, and yet not spend money. Start At The Library I am a huge fan of the public library. If you don't visit yours, then now is the time to start. At any public library you can: Read books (hat tip to kidwealth.com Read more [...]

Garden For Cheap

It's almost time to get back outside in the garden. A couple of weeks ago, my special needs garden club got together to start seeds indoors. They picked a variety of items like ground cherries, peppers, tomatoes, table melons, and herbs to plant. We got warming mats and lights set up inside, and our plants are looking fabulous. We also worked on fixing up our planter boxes on the patio. There is so much we still need to get done before planting day, but it’s exciting. One thing I’m not excited Read more [...]

Saving On Rideshare Services

I recently came off of a trip to LA last week. It was an amazing time and I enjoyed riding through the different parts of the city. I am totally in love with Venice Beach and had a great time walking the strip in Hollywood. One thing I did notice is how spread apart the city is. We stayed near the airport and let me tell you nothing was close. We had to rely on Uber and Lyft to get us where we wanted to go. It got me thinking, how are people saving on rideshare services. Here are some ideas. https://www.youtube.com/watch?v=02q4fLgtn68 Check Read more [...]

Steps to Zero Waste

Recently I started reading Anita Vandyke's book, "A Zero Waste Life in Thirty Days." She provides solid reasons about why we should reduce our waste in all areas of our life. Most importantly, it's good for the environment. However, she's the first to admit that she started this journey because she needed to save money. It's a win-win. She also realizes that not everyone can jump to zero waste right away, so she offers three different levels of waste reduction for each of her tips. Reducing, Lowering Read more [...]

Christmas Mistakes To Avoid

Christmas is less than two weeks away, and I can honestly say that I have gone crazy this year. I will say that I don’t have a budget because most of my things are automated and I didn’t go above my means, but I’ve spent the most this year than I ever have. Normally, I opt for coupons and deals to find luxe products at a reduced cost. This time I didn’t do that at all. I got people what they wanted at whatever price it was at the time. I was ready to buy gifts so I can get shopping over with. Read more [...]