Tag Archives: Budget

Christmas Mistakes To Avoid

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Christmas is less than two weeks away, and I can honestly say that I have gone crazy this year. I will say that I don’t have a budget because most of my things are automated and I didn’t go above my means, but I’ve spent the most this year than I ever have. Normally, I opt for coupons and deals to find luxe products at a reduced cost. This time I didn’t do that at all. I got people what they wanted at whatever price it was at the time. I was ready to buy gifts so I can get shopping over with. Read more [...]

How To Control Your Spending With Trim

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Do you have a budget? I know I don’t. While I’m pretty good about automating my finances to include debts and savings, I found it helpful to see where I could trim the fat on my spending. Being able to look at a snapshot of my monthly spending helped me see all the unnecessary expenditures I had. It allowed me to come up with saving goals and a plan to ensure I get my bills paid on time, have money saved for my future, and money to spend now on the things I want with no hesitation. Have you looked Read more [...]

How To Avoid Spending Against Your Budget

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Many people have a budget. While some people make sure to account for every dime and stick to the plan, many more do not. If your one of the people who can not stay focused on your financial plan, this is for you. Follow along for ideas on how to avoid spending against your budget. https://www.youtube.com/watch?v=BeAou8wXagw Keep the Cards at Home When it comes to staying on a budget, I have to be aware of the way I use my credit and debit cards. It is so easy to swipe, swipe, swipe. Sometimes Read more [...]

Ways To Achieve Financial Peace of Mind

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It is a new year with a crazy whirlwind start. Let us not forget we have the power to change. This year one of my goals is to continue to work on my financial stability. My side hustle and savings are set, but more could be done. I have goals to reach that would allow me to partially retire by 40. If you have similar or other financial goals you are working towards, you have to maintain financial peace of mind. Follow along for ways to keep your peace! https://www.youtube.com/watch?v=4gnTTTapqLc Debts Debt Read more [...]

When Is It Financially Time for Your Adult Kids to Move Out?

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Many parents want their adult kids to move out, but aren't quite sure when the time is right. Some choose to allow their children to remain at home while they complete their college education or begin their careers. While this can certainly let their kids get a solid financial footing under them, figuring out precisely when they should move out isn’t always easy. Even if you are open to providing some level of monetary support to your kids, that doesn’t mean they need to stay in your home Read more [...]

Holiday Season Budgeting Tricks

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Although the approaching winter holidays are a wonderful time of year for most people, too many people abandon their budgets (and diets!) around this time. You don't have to break the bank -- instead, just follow these holiday season budgeting tricks. Host a Potluck If you typically host a meal for Thanksgiving or one of the winter holidays, ask guests to bring a dish with them. This not only saves you money but also reduces the amount of time you have to spend preparing the meal. It can also Read more [...]