Can You Get Your Credit Report Free?

Credit is important whether you think it is or not. Having good credit can mean the difference between a great loan and a subpar one. It's necessary if you want to purchase a house or car, get a business loan, access credit card offers, and more. The credit score attached to your name lets lenders know if you are financially stable and how risky it is to lend to you. It can be a great wealth-building tool or a burden. If you're looking to fix your credit, you are going to need access to your credit Read more [...]

Do This If Your Behind On Bills

A lot of us have been in a tough financial spot. It is totally normal, sometimes avoidable, but life happens. And when life happens, you have to adjust as things come. Eventually, things work themselves out, but we tend to panic as we're going through such difficult times. If you’re in a tough financial spot and unsure of how to proceed, do this if you’re behind on bills: Pay What You Can In a situation where you have a lot of bills due, I want Read more [...]

Why is a Credit Score Important?

We have a lot of responsibilities. One of those responsibilities is keeping up with our financial matters. Alongside paying bills, we are responsible for earning money, saving money, and preserving our credit ranking. Although credit ranking seems arbitrary or even counterproductive, it’s helpful. If you’re having trouble understanding why a credit score is important, follow along. Credit Worthiness The number one reason why credit ranking is important Read more [...]

How To Negotiate With Debt Collectors

When it comes to debt, most of us want out. Sometimes it can be hard to handle, and we fall behind. When we fall behind on our debts, they can fall into collections. Collections come with numerous phone calls from collection agencies asking us for money we may not have. Aside from being annoying, it can become overwhelming. When it comes to debt, you can overcome the stress and aggravation by learning how to negotiate with debt collectors. Before Collections In Read more [...]