I am not a personal fan of having a budget. Instead, I typically set everything from bills to savings and investments on auto-draft. Whatever is left after my responsibilities are taken care of, I spend on whatever I want. However, with the use of credit cards and not actively checking my card balance, sometimes I overspend. If you frequently overspend and need some tips, here are a few ways to curb overspending. https://www.youtube.com/watch?v=g5CL6UU--Hk Set A Budget While I am not a personal Read more [...]