We live in a world where almost everyone has some sort of debt. Some debt is from going to school or purchasing a home. Other debits include missed payments on credit cards or medical bills. While many people pay on time, sometimes not everyone can. This is especially true for someone who is or was going through a rough financial patch. As these debts age, we have the choice to pay them and bring them current or wait for them to fall off our credit. For those who chose to let it fall, you need to Read more [...]