Credit is important whether you think it is or not. Having good credit can mean the difference between a great loan and a subpar one. It's necessary if you want to purchase a house or car, get a business loan, access credit card offers, and more. The credit score attached to your name lets lenders know if you are financially stable and how risky it is to lend to you. It can be a great wealth-building tool or a burden. If you're looking to fix your credit, you are going to need access to your credit Read more [...]