The housing market has been hot. Over the last two years, people have been purchasing homes for the low interest and cashing out to secure high equity. While I did not do either, I am loving the equity I have in my home. I did refinance to take advantage of those 2% rates. Just recently the rates have been rising. If you are in this changing market, how are you coping? Those of you who lost out on the low rates, is it too late to buy?
Looking Read more [...]
Debt can be infuriating, and if it has consumed your life, you may be in a desperate situation. Not only are you probably having a hard time dealing with the financial burden of it all but also the mental health implications. Im sure you have thought about how to get out of the situation, but maybe you aren't considering all of your options. While some people start small with the snowball method, some people take more drastic action like selling their homes. I am here to discuss whether or not you Read more [...]
Today in my finance group, everybody was raving about the new home loan rates. They swear that they have hit rock bottom, although several months ago they hit under 2%. They began the steady incline up to 3%, but this week they have a dropped down. Many of the people in the group boast about lowering their rates to save more money, but my question is, are the new rates worth it, how do the increases in home value compare, and what are the current housing market benefits?
Home Read more [...]
Your home is in desperate need of repairs. Or maybe you just know that with a little home maintenance, you could save a lot on energy bills. Either way, you need to put some money into your house. However, you don't have any money to spare. What are you going to do? Here are some options to pay for home repairs with no money.
Do It Yourself
There are some projects around the house that you're able to do yourself. Oftentimes, you have the supplies already. The only cost is the labor, and if you Read more [...]
When you’re ready to upgrade to a nicer home, you usually have to make sure your first house sells. Typically, this means you’ll need to roll up your sleeves and do a little work, as practically no property is ready to showcase without a bit of elbow grease. If you aren’t sure where to begin, here are 10 things to do before selling a home for an upgrade.
1. Assess Your Curb Appeal
The first impression your house makes on a prospective buyer is from the outside. That means curb appeal Read more [...]
With climate change sending temperatures higher and stretching summer weather well beyond the end of the season, it's never too late to consider whether to buy a fan or air conditioner to cool off. The decision ultimately hinges on a person's priorities.
Of course, fans usually cost less than air conditioning -- the price of the appliance runs about a digit higher, while the associated electric bills get even costlier.
However, you can find a used air conditioner for sale on Craigslist, eBay Read more [...]