The stock market is a scary place. We have all started from the bottom, and some of us have yet to start because the idea of putting our money in the stock market seems monumental. Most of us don’t understand what the market is, how it works, and how we can make a return on our investment.
One way to know more about the market is by using consumer-friendly investment services and looking for market insights. Here are a few places to get free market insights today.
Stocktwits Read more [...]
The financial markets are all over the place. If you’re looking for a house, the mortgage rates just went to 7.5%. Ouch! Along with that, interest rates are going up all over the place on certain assets. With that being said, there is some good news for savers. If you are a saver and want to make the biggest bang back on your investments and savings, here are some places you should be saving your money right now.
I-bonds are a safe bet against Read more [...]
We had a bull run for over nine years. The start of the pandemic was a buying opportunity. If you had bought back in March 2020, you would be sitting on a gold mine just a year ago. As time passed, things began changing. With uncertainty in the market, oil problems, and the coronavirus lingering, we have seen things get bad. The housing market and inflation are at an all-time high, and interest rates are dismal. With all that being said, is it a time to be saving or investing right now? Follow along Read more [...]
When you pay the mortgage on your home, the money goes to a loan servicer. That loan services is supposed to handle the taxes on your mortgage. Usually, things go smoothly. However, mistakes do happen. Here's what to do if your mortgage company forgot to settle taxes.
How Do Taxes Work Through Mortgage Company?
In case you aren't entirely sure how this should all work, here's a quick refresher:
You take out a home mortgage.
Each month, you make a mortgage payment. This covers the loan Read more [...]
It has been a terrible few months in the stock market. While I have a small portfolio, I’m still down by thousands. A small drop in the bucket for some of you who have hundreds of thousands of dollars in your account. Nevertheless, over the last couple of weeks, things have been trying to make a change for the better. I’ve seen a portfolio start coming back up, but I’m still down significantly in some stocks. While I’m not abandoning my picks, I need to modify my strategy. In doing so, I’ve Read more [...]
Right now, the world has turned upside down. If you’re into stocks and investments, over the last few weeks you’ve noticed the downtrend in your portfolio. I was surprised today opening mine up and finally trending upward. I’m still down but on the right path. Looking at my losses over the last several weeks has me thinking, what are some other alternative investments to look into? If you have the same question, follow along to see some of the alternative investments I recently found.
Pop Read more [...]
Most people work late into life, saving up for retirement along the way. Whether you retire early or late or at a typical age, you probably expect to stop working from that point on. However, it doesn't always work out that way. You might get bored and want to work. Or, unfortunately, you might run out of retirement money and need to work. What should you do if the latter scenario happens to you?
First, Don't Panic
Many of us were raised on a very traditional work model. You got a job as a teenager, Read more [...]
The pandemic has caused some markets to crash and some to explode. When it comes to the housing market, the idea of a market crash looms in the minds of some Americans, but that's not the case for everyone. Since the pandemic, we have seen housing loan interest rates hover around 2%. Aside from that, homes for sale do not stay on the market long and sell way above their asking price. If you're looking to get into real estate but the market is too hot right now, here are a few alternative ways to Read more [...]