Money is important in our lives. It's not everything, but money does make a difference. How much of it we have and how we manage it essentially details what kind of livelihood we will have or be able to maintain! When it comes to learning about money, some people have good habits and some bad. The one important thing that everybody needs to learn is the value of a dollar. That has been a major theme in my life this week. If you want to start young teaching your kids, here are some tips.
Teach Read more [...]
Finances like politics aren’t usually a great topic of conversation during the holidays. But if you are a person who likes to rock the boat a little bit and talk about taboo subjects, here are a few financial topics for the holidays that you can bring up that will elicit a positive response and healthy conversation.
One thing that you can discuss is wins! Who doesn’t like to celebrate themselves or others? Discussing wins is a great Read more [...]
It's good to make your personal finances a priority in your life. After all, if you don't, then you can end up in a lot of debt or financial struggle. Obviously, that would be stressful. However, you also have to have some balance. An obsession with money can be just as damaging as not attending to your money at all. In fact, obsessing over your finances can destroy your life in these five key ways:
1. Stress Negatively Impacts Your Health
Paying smart attention to your money relieves stress. Read more [...]
Have you ever found yourself in a crunch on a holiday or even your birthday? With so much to do, you may have had to churn out a birthday cake of your own creation. If you did and it didn’t look so hot, maybe next time you try a cake decorating class. I know I personally have churned a boxed cake into a tasty treat but going to a cake decorating class gave me a skillset I never knew I needed. No longer will you have to ugly cry because you can decorate the cake the way you imagined Where can Read more […]
As a student landing your first job, it's thrilling to know you made it. But you still need to pay off that student loan that brought you this far. Sure, it's going to delay your life decisions like marriage and buying a house, but first things first. Get that loan off your back and then get on with your life.
These few strategies will help you be free of your student loan:
Start repaying while at school
Usually, students wait to get their first job before they can begin to repay their Read more [...]
Sometimes circumstances might lead you to take a job that only pays minimum wage to avoid starvation. Right out of college or high school is one likely time to expect that pay rate.
Some 29 states, dozens of cities and the District of Columbia have higher minimum wages than the federal rate of $7.25.
Although some states and municipalities have debated measures that would have pushed the minimum wage in their respective locations below the federal minimum, none appears to have succeeded as of Read more [...]
A lot of people start moonlighting to make ends meet. But at a certain point, the opposite happens: diminishing returns can mean you need to scale back or get rid of it altogether. Here's how to tell whether you've crossed that line.
You're Always Tired
It's one thing to stop sleeping in and quite another to get less than seven or eight hours of shut-eye a night because you're working long hours.
The latter will eventually interfere with your productivity and, worse than that, your health. Read more [...]