Housing Market: Is It Too Late To Buy?

The housing market has been hot. Over the last two years, people have been purchasing homes for the low interest and cashing out to secure high equity. While I did not do either, I am loving the equity I have in my home. I did refinance to take advantage of those 2% rates. Just recently the rates have been rising. If you are in this changing market, how are you coping? Those of you who lost out on the low rates, is it too late to buy? https://www.youtube.com/watch?v=wK8Rvfrflco High Rates Looking Read more [...]

What To Do If Your Mortgage Company Forgot To Pay Your Taxes

When you pay the mortgage on your home, the money goes to a loan servicer. That loan services is supposed to handle the taxes on your mortgage. Usually, things go smoothly. However, mistakes do happen. Here's what to do if your mortgage company forgot to settle taxes. How Do Taxes Work Through Mortgage Company? In case you aren't entirely sure how this should all work, here's a quick refresher: You take out a home mortgage. Each month, you make a mortgage payment. This covers the loan Read more [...]

What Paying Off A Mortgage Early Means for Me

When you are young, you have an idea of what your life is going to be. you want a good job, family, a nice car, and a nice home. For me, a home was definitely on the list. A few years ago I got my credit in order and secured enough money for a down payment on a home. I went with an FHA loan at 30 years. It came out to be the best price in terms of what I could afford and how much I had for a down payment. Now, I'm looking at paying off my mortgage early and what that means for me. https://www.youtube.com/watch?v=39mmtEQrr2k Peace Read more [...]