How To Control Your Spending With Trim

Do you have a budget? I know I don’t. While I’m pretty good about automating my finances to include debts and savings, I found it helpful to see where I could trim the fat on my spending. Being able to look at a snapshot of my monthly spending helped me see all the unnecessary expenditures I had. It allowed me to come up with saving goals and a plan to ensure I get my bills paid on time, have money saved for my future, and money to spend now on the things I want with no hesitation. Have you looked Read more [...]

Why Is It So Hard to Save Money?

It's easy to learn about saving money. You can find books, blogs, podcasts, courses, TED talks, and well-intentioned people offering advice at every turn. And yet, despite all of this access to information, it can still be so hard to save money. Why? Modern Life Makes It Hard to Save Money Modern life, especially modern American life, makes it hard to save money. It's important that you understand this. So many people blame themselves for their failure to save. After all, if you know how to budget, Read more [...]

What Makes a New Mattress Cheaper Than an Old One?

A mattress that passes a decade in age can become a vacuum of opportunity costs, eventually costing you more money than if you'd bought a new one -- even if it's an expensive model, it will still be cheap compared to most types of medical bills. Here are the kinds of health problems you'll have if you don't get a new mattress. Back Pain Old mattresses tend to lose their form or get the coils misshapen due to natural wear and tear.  You either get poked in the back with the misshapen coils Read more [...]