If it seems like you never have any money, you’re probably pretty frustrated. While sometimes being broke isn’t entirely your fault, there are plenty of situations where your choices are the primary reason for your financial difficulties. If you are trying to figure out why you are always cash-poor and what you can do about it, here’s what you need to know. You Don’t Have a Budget A budget serves as a guideline for your finances. It allows you to allocate portions of your income Read more [...]