A spending freeze is a great way to save money. Moreover, it shows you areas for continued savings over time. However, you can't just stop spending money all together. At least, most of us can't. Therefore, you have to implement some rules to stick while on spending freeze. What Is a Spending Freeze A spending freeze means that you stop spending money for a set period of time. A thirty-day spending freeze is a really smart time frame. It allows you to significantly cut back spending, saving a Read more [...]