Completing a savings goal or just funding your savings does not happen overnight. It's a process that can take years. There’s usually an end goal in mind, and those goals are typically long-term. Sometimes when you see those savings racked up, you get antsy and want to use them. At what point do you dip into the savings? Do you go into them before you’ve met your goal amount, before funding your projects or ventures the money is set aside to be used for, or can you ever use them before that time? Read more [...]