If at first you think you don’t have enough funds for it, you can still invest.

Once you have some emergency savings put away and all of your high-interest debt paid off, you should think about investing, even if it’s just a little bit.

You Can Still Invest

If after you’ve paid off your debt and paid your bills you only have $20 left over the best possible thing you could do with it is invest.

Dividend reinvestment plans allow you to make an initial invest as little as $20 or $30. Making this small investment now could lead to big returns in the future.

What if you have a bit more than $20 but not quite $1000? Well, if there’s a way to invest $20, there are always ways to invest $100 to $999 as well.

Have an extra $1,000 or more to invest? Now you have a ton of options. Consider opening a discount brokerage account. If you are able to contribute to the account regularly, you’ll be able to stack up a sizable amount of cash. Keep in mind, however, that the more valuable your account is, the more fees you’ll encounter. Invest in a way that minimizes your fees — like exchange traded funds.

Whatever you do, don’t avoid investing because you don’t have enough money. Your $20 or $30 could be making you even more cash right now, so don’t wait!